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	<title>itsHERmoney.com</title>
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	<link>http://www.itshermoney.com</link>
	<description>helping women get smart about money</description>
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		<title>When grown kids ask for money</title>
		<link>http://www.itshermoney.com/women-tips-money/when-grown-kids-ask-for-money/</link>
		<comments>http://www.itshermoney.com/women-tips-money/when-grown-kids-ask-for-money/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 21:52:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Headline]]></category>
		<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[giving money to adult kids]]></category>
		<category><![CDATA[lending to adult children]]></category>
		<category><![CDATA[lending or giving money]]></category>
		<category><![CDATA[money and adult kids]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=300</guid>
		<description><![CDATA[‘To give or not to give’ is the age-old question that parents of adult children often contemplate. When I am asked for advice on this topic my response is always the same: ‘neither a lender nor a borrower be’ especially when it comes to family and friends.  In my experience, the costs far exceed the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is your marriage ‘financially’ sound?</title>
		<link>http://www.itshermoney.com/money-advice-for-women/is-your-marriage-%e2%80%98financially%e2%80%99-sound/</link>
		<comments>http://www.itshermoney.com/money-advice-for-women/is-your-marriage-%e2%80%98financially%e2%80%99-sound/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 03:04:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marriage and money]]></category>
		<category><![CDATA[boomer women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[money advice for women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=287</guid>
		<description><![CDATA[The merging of two financial lives into one can create havoc on even the strongest of relationships and especially if money talks were never tackled beforehand. Ideally, financial discussions should have happened long before the marriage; however, it is never too late to try to understand your partner&#8217;s feelings about money and how compatible they [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 simple money principles to teach your kids</title>
		<link>http://www.itshermoney.com/kids-and-money/5-simple-money-principles-to-teach-your-kids/</link>
		<comments>http://www.itshermoney.com/kids-and-money/5-simple-money-principles-to-teach-your-kids/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 06:04:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[kids and money]]></category>
		<category><![CDATA[teaching kids about money]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=283</guid>
		<description><![CDATA[Whether you know it or not, you are teaching your kids every day about the value of money by how you spend it, save it, invest it or waste it. Qualified or not, you are their money coach and they will learn by watching and listening to your every move. If this concerns you, not [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you in shape? Take the &#8216;Summer Shape-up&#8217; test?</title>
		<link>http://www.itshermoney.com/women-tips-money/are-you-in-shape-take-the-summer-shape-up-test/</link>
		<comments>http://www.itshermoney.com/women-tips-money/are-you-in-shape-take-the-summer-shape-up-test/#comments</comments>
		<pubDate>Sat, 11 Jul 2009 06:08:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[emergency savings plan]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[lifestyle planning]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[reducing debt]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=271</guid>
		<description><![CDATA[Get the skinny on your financial ‘well being’ by taking the Summer Shape up Quiz.  Quiz         1.       I earn enough money each month to pay all my bills? Yes/No  2.       I have enough money saved to pay for emergency or unexpected costs?  Yes/No  3.       I have written financial goals?  Yes/No  4.       I have a written [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/are-you-in-shape-take-the-summer-shape-up-test/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>&#8217;6 things you MUST-DO to ensure your family survives a job loss&#8217;</title>
		<link>http://www.itshermoney.com/women-tips-money/6-things-you-must-do-to-ensure-your-family-survives-a-job-loss/</link>
		<comments>http://www.itshermoney.com/women-tips-money/6-things-you-must-do-to-ensure-your-family-survives-a-job-loss/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 23:45:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[emergency savings plan]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[lay offs]]></category>
		<category><![CDATA[lifestyle planning]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[reducing debt]]></category>
		<category><![CDATA[retirement for the baby boomer women]]></category>
		<category><![CDATA[savings plans]]></category>
		<category><![CDATA[wealth planning for the boomer women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=247</guid>
		<description><![CDATA[Nobody takes pleasure in suddenly becoming unemployed. Just the ‘prospect’ alone can be very overwhelming and stressful. Often the worry or anxiety comes from feeling you have no control over the situation. This is partially true, you may not be able to control what your employer does but you can control to some extent how [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/6-things-you-must-do-to-ensure-your-family-survives-a-job-loss/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The best use of your tax refund</title>
		<link>http://www.itshermoney.com/women-tips-money/what-should-i-do-with-my-tax-refund/</link>
		<comments>http://www.itshermoney.com/women-tips-money/what-should-i-do-with-my-tax-refund/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 20:37:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[emergency money]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial concerns]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[RRSP]]></category>
		<category><![CDATA[RRSP versus mortgage]]></category>
		<category><![CDATA[wealth planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=202</guid>
		<description><![CDATA[Do you remember the good old days when spending our tax refund frivolously wasn’t such a big deal? Our jobs were stable, house values seemed to be on a never-ending climb and the stock market was booming. Things were looking pretty good.  Well, we are all feeling a little less wealthy these days; our portfolios [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/what-should-i-do-with-my-tax-refund/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What the heck is a recession?</title>
		<link>http://www.itshermoney.com/women-tips-money/what-the-heck-is-a-recession/</link>
		<comments>http://www.itshermoney.com/women-tips-money/what-the-heck-is-a-recession/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 22:30:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[how to get out of a recession]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recession 101]]></category>
		<category><![CDATA[what is a recession]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=184</guid>
		<description><![CDATA[What the heck is a recession? Well we now know that we are officially in one, so what the heck is it? In simple terms, a recession is when the economy stops growing and for the most part, starts going in reverse. Technically it is described as two or more consecutive quarters of negative growth [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/what-the-heck-is-a-recession/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A man is NOT your retirement plan!</title>
		<link>http://www.itshermoney.com/women-tips-money/a-man-is-not-your-financial-plan/</link>
		<comments>http://www.itshermoney.com/women-tips-money/a-man-is-not-your-financial-plan/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 05:29:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[women retirement]]></category>
		<category><![CDATA[women retirement planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=178</guid>
		<description><![CDATA[I always advise women of two things, first take care of your personal finances throughout your years ‘as if you had to’. And  second, save regularly regardless of your financial health. This was the adage of a client I dealt with years ago. A lesson learned when her husband of 25 years walked out and [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/a-man-is-not-your-financial-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why women need to plan for their own retirement!</title>
		<link>http://www.itshermoney.com/women-tips-money/why-women-need-to-plan-for-their-own-retirement/</link>
		<comments>http://www.itshermoney.com/women-tips-money/why-women-need-to-plan-for-their-own-retirement/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 02:28:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[women and retirement]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=170</guid>
		<description><![CDATA[As women, we are likely to outlive our spouses or partners by an average of 5 years. Although this may seem financially insignificant when planning for a 20 to 25 year retirement, it could potentially be our most expensive years. Things Women Need To Know  80% of men die married, while 80% of women die [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/why-women-need-to-plan-for-their-own-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RRSP&#8217;s versus your mortgage- the great debate</title>
		<link>http://www.itshermoney.com/money-advice-for-women/rrsp-versus-your-mortgage-the-great-debate/</link>
		<comments>http://www.itshermoney.com/money-advice-for-women/rrsp-versus-your-mortgage-the-great-debate/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 20:06:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[boomer women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[lifestyle planning]]></category>
		<category><![CDATA[lyfestyle planning]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[reducing debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage VS RRSP]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[RRSP]]></category>
		<category><![CDATA[RRSP versus mortgage]]></category>
		<category><![CDATA[RRSP VS mortgage]]></category>
		<category><![CDATA[wealth planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=60</guid>
		<description><![CDATA[One of the most frequent questions I am asked is whether one should pay down their mortgage or invest in their RRSP’s. Although I am a big believer that financial freedom is achieved first and foremost by being mortgage free, there are a few factors that play into the equation such as, the return on [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/money-advice-for-women/rrsp-versus-your-mortgage-the-great-debate/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A new year, a new start</title>
		<link>http://www.itshermoney.com/women-tips-money/a-new-year-a-new-start/</link>
		<comments>http://www.itshermoney.com/women-tips-money/a-new-year-a-new-start/#comments</comments>
		<pubDate>Fri, 30 Jan 2009 21:54:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[boomer women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[lifestyle planning]]></category>
		<category><![CDATA[lyfestyle planning]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[reducing debt]]></category>
		<category><![CDATA[retirement for the baby boomer women]]></category>
		<category><![CDATA[savings plans]]></category>
		<category><![CDATA[wealth planning for the boomer women]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial start]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/http:/www.itshermoney.com/financial-advice/a-new-year-a-new-start</guid>
		<description><![CDATA[By the time we have surpassed our late thirties, early forties and ventured well into our mid-life years we will have likely experienced many life defining events.    ‘We merged our lives with others, married and had children. We’ve survived divorce. We became empty nesters. Or perhaps we stayed single but had meaningful relationships along the [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/a-new-year-a-new-start/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The basics on the new &#8216;tax free savings accounts&#8217;</title>
		<link>http://www.itshermoney.com/financial-advice-for-women/itshermoney-tax-free-savings-accounts/</link>
		<comments>http://www.itshermoney.com/financial-advice-for-women/itshermoney-tax-free-savings-accounts/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 02:35:15 +0000</pubDate>
		<dc:creator>rhonda</dc:creator>
				<category><![CDATA[boomer women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[tax advice]]></category>
		<category><![CDATA[tax savings]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money tips]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[tax free savings accounts]]></category>
		<category><![CDATA[tax planning]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/http:/www.itshermoney.com/financial-advice/itshermoney-tax-free-savings-accounts</guid>
		<description><![CDATA[Things to know about the new Tax Free Savings Starting January 1, 2009, the Tax Free Savings Accounts are available for Canadian residents who are at least 18 years of age. You can contribute up to a maximum of $5000 a year. Any unused contribution room gets carried over to the following year.  Withdrawals from [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/financial-advice-for-women/itshermoney-tax-free-savings-accounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live by design &#8211; how to create the life you want</title>
		<link>http://www.itshermoney.com/women-tips-money/itshermoney-live-by-design/</link>
		<comments>http://www.itshermoney.com/women-tips-money/itshermoney-live-by-design/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 06:31:33 +0000</pubDate>
		<dc:creator>rhonda</dc:creator>
				<category><![CDATA[Money tips for women]]></category>
		<category><![CDATA[boomer women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[lifestyle planning]]></category>
		<category><![CDATA[lyfestyle planning]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[live by design]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/http:/www.itshermoney.com/financial-advice/itshermoney-live-by-design</guid>
		<description><![CDATA[Are you living the life today that you envisioned you would be living 5, 10 or even 20 years ago? Are you content with most, if not all, of the many components that make up your world: your family, friends, career, health, finances, spirituality and community? If yes congratulations, that is no small feat to [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/women-tips-money/itshermoney-live-by-design/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do you have an emergency plan in place?</title>
		<link>http://www.itshermoney.com/financial-advice-for-women/do-you-have-an-emergency-plan-in-place/</link>
		<comments>http://www.itshermoney.com/financial-advice-for-women/do-you-have-an-emergency-plan-in-place/#comments</comments>
		<pubDate>Sun, 10 Aug 2008 18:46:31 +0000</pubDate>
		<dc:creator>rhonda</dc:creator>
				<category><![CDATA[boomer women]]></category>
		<category><![CDATA[emergency savings plan]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[savings plans]]></category>
		<category><![CDATA[emergency money]]></category>
		<category><![CDATA[emergency plan]]></category>
		<category><![CDATA[emergency savings plans]]></category>
		<category><![CDATA[lose job]]></category>
		<category><![CDATA[protect your family]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/http:/www.itshermoney.com/financial-advice/do-you-have-an-emergency-plan-in-place</guid>
		<description><![CDATA[ In the last few issues of ‘itsHERmoney’ we discussed the importance of organizing the 5 rooms of one’s financial house; our personal debt room, our savings plan room, our retirement plan room, our estate plan room and our insurance needs room. Last month we tackled the topic of managing and understanding our ‘debt room’. In [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/financial-advice-for-women/do-you-have-an-emergency-plan-in-place/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips to reducing your debt</title>
		<link>http://www.itshermoney.com/money-advice-for-women/debt-debt-reduction-boomer-women-wealth-advice/</link>
		<comments>http://www.itshermoney.com/money-advice-for-women/debt-debt-reduction-boomer-women-wealth-advice/#comments</comments>
		<pubDate>Thu, 05 Jun 2008 03:33:22 +0000</pubDate>
		<dc:creator>rhonda</dc:creator>
				<category><![CDATA[boomer women]]></category>
		<category><![CDATA[financial advice for women]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[money advice for women]]></category>
		<category><![CDATA[reducing debt]]></category>
		<category><![CDATA[wealth planning for the boomer women]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[wealth planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/http:/www.itshermoney.com/financial-advice/debt-debt-reduction-boomer-women-wealth-advice</guid>
		<description><![CDATA[In the last issue of itsHERmoney, we discussed the importance of decluttering your financial house, as clutter and chaos tend to go hand in hand. Hopefully you have had the chance to tackle the mounds of paper that represent your financial house and separate the ‘must keep’ documents from the ‘shred now’ stuff. And even [...]]]></description>
		<wfw:commentRss>http://www.itshermoney.com/money-advice-for-women/debt-debt-reduction-boomer-women-wealth-advice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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