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	<title>itsHERmoney.com</title>
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	<link>http://www.itshermoney.com</link>
	<description>helping women get smart about money</description>
	<lastBuildDate>Mon, 14 May 2012 16:10:56 +0000</lastBuildDate>
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		<title>Higher Divorce Rate for Over 50&#8242;s Means Good Financial Planning Essential</title>
		<link>http://www.itshermoney.com/marriage-and-money-for-women/higher-divorce-rate-for-over-50s-means-good-financial-planning-essential/</link>
		<comments>http://www.itshermoney.com/marriage-and-money-for-women/higher-divorce-rate-for-over-50s-means-good-financial-planning-essential/#comments</comments>
		<pubDate>Mon, 14 May 2012 16:10:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marriage and Money]]></category>
		<category><![CDATA[divorce for baby boomers]]></category>
		<category><![CDATA[divorce over 50]]></category>
		<category><![CDATA[financial planning and divorce]]></category>

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		<description><![CDATA[In Canada, divorce rates for most age groups have been declining in recent years, with one notable exception. Baby Boomers (people born between 1946-1964) are&#8230;]]></description>
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		<title>Are You Prepared to Live Single in Retirement?</title>
		<link>http://www.itshermoney.com/retirement-planning-for-women/are-you-prepared-to-live-single-in-retirement/</link>
		<comments>http://www.itshermoney.com/retirement-planning-for-women/are-you-prepared-to-live-single-in-retirement/#comments</comments>
		<pubDate>Mon, 07 May 2012 15:57:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning for Women]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement planning for women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=710</guid>
		<description><![CDATA[Many women picture their retirement years as a time when they will have more time to spend with their spouse or partner in ways which&#8230;]]></description>
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		<title>Are Investment Management and Broker Fees Tax Deductible</title>
		<link>http://www.itshermoney.com/savings-and-assets/are-investment-management-and-broker-fees-tax-deductible/</link>
		<comments>http://www.itshermoney.com/savings-and-assets/are-investment-management-and-broker-fees-tax-deductible/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 17:00:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Savings & Assets]]></category>
		<category><![CDATA[broker fees]]></category>
		<category><![CDATA[investment management]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=700</guid>
		<description><![CDATA[If some of your financial holdings are outside of your Registered Retirement Savings Plan (RRSP and/or your Tax-free Savings Account (TFSA), one thing you will&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Writing a Will: The Last (and Best) Gift You Can Leave Your Loved Ones</title>
		<link>http://www.itshermoney.com/will-and-estate-planning/writing-a-will-the-last-and-best-gift-you-can-leave-your-loved-ones/</link>
		<comments>http://www.itshermoney.com/will-and-estate-planning/writing-a-will-the-last-and-best-gift-you-can-leave-your-loved-ones/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 21:00:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Will and Estate Planning]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[writing a will]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=691</guid>
		<description><![CDATA[No one wants to spend much time thinking about the fact that are going to die someday, but whether we think about it or not,&#8230;]]></description>
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		<title>Beyond Retirement Investing:  3 Success Factors to Consider while Planning your Best Future</title>
		<link>http://www.itshermoney.com/lifestyle-planning-and-retirement/beyond-retirement-investing-3-success-factors-to-consider-while-planning-your-best-future/</link>
		<comments>http://www.itshermoney.com/lifestyle-planning-and-retirement/beyond-retirement-investing-3-success-factors-to-consider-while-planning-your-best-future/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 21:00:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lifestyle & Retirement]]></category>
		<category><![CDATA[best future retirement]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=682</guid>
		<description><![CDATA[If you are within a few years of retirement, you’re most likely investing well and are benefiting from the sound advices of your knowledgeable financial&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/lifestyle-planning-and-retirement/beyond-retirement-investing-3-success-factors-to-consider-while-planning-your-best-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Caring for Elderly Parents? Is Your Financial Plan on Track?</title>
		<link>http://www.itshermoney.com/money-advice-for-women/caring-for-elderly-parents-is-your-financial-plan-on-track/</link>
		<comments>http://www.itshermoney.com/money-advice-for-women/caring-for-elderly-parents-is-your-financial-plan-on-track/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 17:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Advice For Women]]></category>
		<category><![CDATA[financial plan for women]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial planning tips]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=674</guid>
		<description><![CDATA[It&#8217;s a fact of life that more Canadians are caring for their elderly parents, and many of them are also looking after their own children&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/money-advice-for-women/caring-for-elderly-parents-is-your-financial-plan-on-track/feed/</wfw:commentRss>
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		<title>Looking for Ways to Increase your Retirement Cash Flow? Consider Deferring your Property Taxes</title>
		<link>http://www.itshermoney.com/bc-retirement-planning/looking-for-ways-to-increase-your-retirement-cash-flow-consider-deferring-your-property-taxes/</link>
		<comments>http://www.itshermoney.com/bc-retirement-planning/looking-for-ways-to-increase-your-retirement-cash-flow-consider-deferring-your-property-taxes/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 14:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[BC Retirement Planning]]></category>
		<category><![CDATA[increase your retirement cash flow]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=666</guid>
		<description><![CDATA[If you are finding that keeping up with your property tax payments is challenging, you may be able to get some help under a provincial&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/bc-retirement-planning/looking-for-ways-to-increase-your-retirement-cash-flow-consider-deferring-your-property-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>TFSAs: a Flexible Savings Plan for Canadians</title>
		<link>http://www.itshermoney.com/savings-and-assets/tfsas-a-flexible-savings-plan-for-canadians/</link>
		<comments>http://www.itshermoney.com/savings-and-assets/tfsas-a-flexible-savings-plan-for-canadians/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 11:57:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Savings & Assets]]></category>
		<category><![CDATA[Tax Advice]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax-free savings account]]></category>
		<category><![CDATA[TFSA]]></category>
		<category><![CDATA[TFSAs]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=659</guid>
		<description><![CDATA[Tax-Free Savings Accounts (TSFAs) offer a number of advantages to Canadians, and an important one is flexibility. While a Registered Retirement Savings Plan (RRSP) is&#8230;]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TFSA 101: Tax-Free Savings Account Basics</title>
		<link>http://www.itshermoney.com/money-tips-for-women/tfsa-101-tax-free-savings-account-basics/</link>
		<comments>http://www.itshermoney.com/money-tips-for-women/tfsa-101-tax-free-savings-account-basics/#comments</comments>
		<pubDate>Mon, 19 Mar 2012 11:40:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Tips for Women]]></category>
		<category><![CDATA[Savings & Assets]]></category>
		<category><![CDATA[Tax Advice]]></category>
		<category><![CDATA[tax-free savings account]]></category>
		<category><![CDATA[TFSA]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=652</guid>
		<description><![CDATA[A Tax-Free Savings Account (TFSA), is a great way to save for your financial goals throughout your lifetime. In your early years, a TFSA might&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/money-tips-for-women/tfsa-101-tax-free-savings-account-basics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Avoid Unnecessary Taxation to my RRSP or RRIF When I Die</title>
		<link>http://www.itshermoney.com/will-and-estate-planning/how-to-avoid-unnecessary-taxation-to-my-rrsp-or-rrif-when-i-die/</link>
		<comments>http://www.itshermoney.com/will-and-estate-planning/how-to-avoid-unnecessary-taxation-to-my-rrsp-or-rrif-when-i-die/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 13:00:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Will and Estate Planning]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[RRIF]]></category>
		<category><![CDATA[RRSP]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=643</guid>
		<description><![CDATA[contact meYour registered funds are an important financial asset, and so it&#8217;s essential to understand what happens to them when you pass away. With proper&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/will-and-estate-planning/how-to-avoid-unnecessary-taxation-to-my-rrsp-or-rrif-when-i-die/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>What You Need to Know About RRSP Carry-forwards</title>
		<link>http://www.itshermoney.com/tax-advice/what-you-need-to-know-about-rrsp-carry-forwards/</link>
		<comments>http://www.itshermoney.com/tax-advice/what-you-need-to-know-about-rrsp-carry-forwards/#comments</comments>
		<pubDate>Mon, 05 Mar 2012 14:00:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Tax Advice]]></category>
		<category><![CDATA[RRSP carry-forwards]]></category>
		<category><![CDATA[rrsp contributions]]></category>
		<category><![CDATA[rrsp planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=634</guid>
		<description><![CDATA[Do you find the term &#8220;RRSP carry-forwards&#8221; confusing? If so, you&#8217;re not alone. A Registered Retirement Savings Plan (RRSP) is a way for taxpayers to&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/tax-advice/what-you-need-to-know-about-rrsp-carry-forwards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Common RRSP Myths and Misconceptions</title>
		<link>http://www.itshermoney.com/retirement-planning/3-common-rrsp-myths-and-misconceptions/</link>
		<comments>http://www.itshermoney.com/retirement-planning/3-common-rrsp-myths-and-misconceptions/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 22:01:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[rrsp 2012]]></category>
		<category><![CDATA[RRSP myths]]></category>
		<category><![CDATA[rrsp planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=617</guid>
		<description><![CDATA[Having a good financial strategy is an essential part of preparing for a comfortable retirement. Contributing to a Registered Retirement Savings Plan (RRSP) should be&#8230;]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spousal RRSPs: an Investment Tool for a Comfortable Retirement</title>
		<link>http://www.itshermoney.com/retirement-planning/spousal-rrsps-an-investment-tool-for-a-comfortable-retirement/</link>
		<comments>http://www.itshermoney.com/retirement-planning/spousal-rrsps-an-investment-tool-for-a-comfortable-retirement/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 22:05:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[rrsp 2012]]></category>
		<category><![CDATA[rrsp planning]]></category>
		<category><![CDATA[spousal RRSP]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=629</guid>
		<description><![CDATA[A spousal RRSP is a savings vehicle where one spouse makes a contribution to a plan opened in the other spouse&#8217;s name. It allows couples&#8230;]]></description>
		<wfw:commentRss>http://www.itshermoney.com/retirement-planning/spousal-rrsps-an-investment-tool-for-a-comfortable-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Seventy-one and Earning an Income? &#8211; You May Still be Able to Make an RRSP Contribution</title>
		<link>http://www.itshermoney.com/retirement-planning/seventy-one-and-earning-an-income-you-may-still-be-able-to-make-an-rrsp-contribution/</link>
		<comments>http://www.itshermoney.com/retirement-planning/seventy-one-and-earning-an-income-you-may-still-be-able-to-make-an-rrsp-contribution/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 17:41:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[BC Retirement Planning]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Retirement Planning for Women]]></category>
		<category><![CDATA[rrsp 2012]]></category>
		<category><![CDATA[rrsp contributions]]></category>
		<category><![CDATA[rrsp for women]]></category>
		<category><![CDATA[rrsp planning]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=599</guid>
		<description><![CDATA[If this is the year you turn 71, you may be fully into the swing of things as a retired person, or maybe you’re just&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>RRSP Advice for Women: Invest or Pay Down Your Mortgage?</title>
		<link>http://www.itshermoney.com/retirement-planning-for-women/595/</link>
		<comments>http://www.itshermoney.com/retirement-planning-for-women/595/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 19:03:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning for Women]]></category>
		<category><![CDATA[financial advisor for women]]></category>
		<category><![CDATA[rrsp for women]]></category>

		<guid isPermaLink="false">http://www.itshermoney.com/?p=595</guid>
		<description><![CDATA[Our home is an important investment and our mortgage is probably the largest financial obligation we will ever have. However, our RRSPs are also very&#8230;]]></description>
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