Are you in shape? Take the ‘Summer Shape-up’ test?

Get the skinny on your financial ‘well being’ by taking the Summer Shape up Quiz.
 Quiz
        1.       I earn enough money each month to pay all my bills? Yes/No 
2.       I have enough money saved to pay for emergency or unexpected costs?  Yes/No 
3.       I have written financial goals?  Yes/No 
4.       I have a written savings and spending strategy that [...]

‘6 things you MUST-DO to ensure your family survives a job loss’

Nobody takes pleasure in suddenly becoming unemployed. Just the ‘prospect’ alone can be very overwhelming and stressful. Often the worry or anxiety comes from feeling you have no control over the situation. This is partially true, you may not be able to control what your employer does but you can control to some extent how [...]

RRSP’s versus your mortgage- the great debate

One of the most frequent questions I am asked is whether one should pay down their mortgage or invest in their RRSP’s. Although I am a big believer that financial freedom is achieved first and foremost by being mortgage free, there are a few factors that play into the equation such as, the return on [...]

A new year, a new start

By the time we have surpassed our late thirties, early forties and ventured well into our mid-life years we will have likely experienced many life defining events.
   ‘We merged our lives with others, married and had children. We’ve survived divorce. We became empty nesters. Or perhaps we stayed single but had meaningful relationships along the way.  [...]

Tips to reducing your debt

In the last issue of itsHERmoney, we discussed the importance of decluttering your financial house, as clutter and chaos tend to go hand in hand. Hopefully you have had the chance to tackle the mounds of paper that represent your financial house and separate the ‘must keep’ documents from the ‘shred now’ stuff. And even [...]

Tips to spring clean your financial house

The flowers are blooming and the birds are singing - Spring seems to have finally sprung. It’s a great time to start new and clean out those cobwebs hiding within each nook and cranny of our homes. And although our intentions start off good, somehow we always find an excuse to dodge the hefty job [...]